Javier D. Perez entered the Insurance and Financial Services Industry in May of 1981, having over 40 years of experience. He is a Registered Representative and offers securities and investment advisory services.

Javier earned his Chartered Financial Consultant (ChFC) designation from the American College of Financial Planning Services in 1996 as well as his Certified Senior Advisor Designation (CSA) to provide certainty and peace of mind to the senior market. He is a Life and Qualifying member of the prestigious industry organization Million Dollar Round Table (MDRT).

Prior to entering the Insurance and Financial Services Industry, he earned a Bachelor of Science degree from San Jose State University in 1979.

He has lived in the San Francisco Bay Area for 60 years. He has been married to his wife, Martha Bustos, for 25 years, and has 5 children and 5 grandchildren. Javier has played competitive soccer most of his young age and is a fan of all sports. He and Martha love traveling all over the world, spending weekends at their vacation home in Copperopolis and playing golf as much as possible.